Compare avalanche vs snowball strategies to find the fastest way to become debt-free.
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A debt payoff calculator helps you compare the debt avalanche and debt snowball strategies to find the fastest and most cost-effective path to becoming debt-free.
The avalanche method targets the highest interest rate debt first — saving the most money in total interest. The snowball method targets the smallest balance first — providing psychological wins and momentum. Both work; the best one is the one you stick with.