/* ═══════════════════════════════════════════════════════════
   Payment-Calculator.com — Kick-Ass Dark Theme
   ═══════════════════════════════════════════════════════════ */

:root {
  --bg:        #0a0e1a;
  --bg2:       #0f1525;
  --bg3:       #141c30;
  --card:      #111827;
  --card2:     #1a2235;
  --border:    rgba(255,255,255,0.08);
  --teal:      #00e5c8;
  --teal2:     #00bfa5;
  --green:     #39ff14;
  --blue:      #4f8ef7;
  --purple:    #8b5cf6;
  --orange:    #f97316;
  --red:       #ef4444;
  --text:      #f0f4ff;
  --muted:     #8892a4;
  --muted2:    #6b7280;
  --radius:    14px;
  --radius-sm: 8px;
  --shadow:    0 8px 32px rgba(0,0,0,0.5);
  --glow:      0 0 20px rgba(0,229,200,0.15);
  --transition: 0.2s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  min-height: 100vh;
  overflow-x: hidden;
}

/* ── Typography ─────────────────────────────────────────── */
h1, h2, h3, h4 { font-weight: 700; line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.2rem); }
h3 { font-size: 1.2rem; }
p  { color: var(--muted); line-height: 1.75; }

em, .accent { color: var(--teal); font-style: normal; }

a { color: var(--teal); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--green); }

/* ── Layout ─────────────────────────────────────────────── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.container-sm { max-width: 900px; margin: 0 auto; padding: 0 20px; }

section { padding: 70px 0; }
section.tight { padding: 40px 0; }

/* ── Navigation ─────────────────────────────────────────── */
nav {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(10,14,26,0.92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  padding: 0 20px;
}
.nav-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; align-items: center; gap: 8px;
  height: 60px;
}
.nav-logo {
  font-weight: 800; font-size: 1.1rem; color: var(--text) !important;
  display: flex; align-items: center; gap: 8px; margin-right: 16px;
  white-space: nowrap;
}
.nav-logo .logo-icon {
  width: 32px; height: 32px; border-radius: 8px;
  background: linear-gradient(135deg, var(--teal), var(--blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem; font-weight: 900; color: #0a0e1a;
}
.nav-links { display: flex; gap: 2px; flex-wrap: nowrap; overflow-x: auto; }
.nav-links::-webkit-scrollbar { display: none; }
.nav-links a {
  color: var(--muted) !important; font-size: 0.82rem; font-weight: 500;
  padding: 6px 10px; border-radius: 6px; white-space: nowrap;
  transition: all var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  color: var(--teal) !important; background: rgba(0,229,200,0.08);
}
.nav-spacer { flex: 1; }
.nav-cta {
  background: var(--teal); color: #0a0e1a !important; font-weight: 700;
  font-size: 0.8rem; padding: 7px 14px; border-radius: 20px;
  white-space: nowrap; transition: all var(--transition);
}
.nav-cta:hover { background: var(--green) !important; transform: translateY(-1px); }

/* ── Breadcrumb ─────────────────────────────────────────── */
.breadcrumb {
  padding: 12px 20px; font-size: 0.82rem; color: var(--muted2);
  max-width: 1200px; margin: 0 auto;
}
.breadcrumb a { color: var(--muted2); }
.breadcrumb a:hover { color: var(--teal); }
.breadcrumb span { color: var(--muted); }

/* ── Hero ───────────────────────────────────────────────── */
.hero {
  position: relative; overflow: hidden;
  padding: 90px 20px 80px;
  text-align: center;
  background: radial-gradient(ellipse 80% 60% at 50% -10%, rgba(0,229,200,0.12) 0%, transparent 70%),
              radial-gradient(ellipse 60% 40% at 80% 80%, rgba(79,142,247,0.08) 0%, transparent 60%),
              var(--bg);
}
.hero-grid {
  position: absolute; inset: 0; opacity: 0.04;
  background-image: linear-gradient(var(--teal) 1px, transparent 1px),
                    linear-gradient(90deg, var(--teal) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(0,229,200,0.1); border: 1px solid rgba(0,229,200,0.25);
  color: var(--teal); font-size: 0.8rem; font-weight: 600;
  padding: 5px 14px; border-radius: 20px; margin-bottom: 24px;
}
.hero-badge::before { content: '●'; font-size: 0.5rem; animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1} 50%{opacity:0.3} }

.hero h1 { margin-bottom: 20px; }
.hero p { font-size: 1.1rem; max-width: 600px; margin: 0 auto 36px; }

.hero-stats {
  display: flex; justify-content: center; gap: 40px; flex-wrap: wrap;
  margin-top: 50px; padding-top: 40px;
  border-top: 1px solid var(--border);
}
.hero-stat { text-align: center; }
.hero-stat .num {
  font-size: 2rem; font-weight: 800; color: var(--teal);
  display: block; line-height: 1;
}
.hero-stat .lbl { font-size: 0.78rem; color: var(--muted); margin-top: 4px; text-transform: uppercase; letter-spacing: 0.05em; }

/* ── Search Bar ─────────────────────────────────────────── */
.search-wrap {
  max-width: 560px; margin: 0 auto;
  position: relative;
}
.search-wrap input {
  width: 100%; padding: 16px 20px 16px 50px;
  background: var(--card2); border: 1px solid var(--border);
  border-radius: 50px; color: var(--text); font-size: 1rem;
  outline: none; transition: all var(--transition);
}
.search-wrap input:focus {
  border-color: var(--teal); box-shadow: 0 0 0 3px rgba(0,229,200,0.12);
}
.search-wrap input::placeholder { color: var(--muted2); }
.search-icon {
  position: absolute; left: 18px; top: 50%; transform: translateY(-50%);
  color: var(--muted2); font-size: 1.1rem; pointer-events: none;
}
.search-results {
  position: absolute; top: calc(100% + 8px); left: 0; right: 0;
  background: var(--card2); border: 1px solid var(--border);
  border-radius: var(--radius); overflow: hidden;
  box-shadow: var(--shadow); z-index: 100; display: none;
}
.search-results.show { display: block; }
.search-result-item {
  padding: 12px 16px; cursor: pointer; transition: background var(--transition);
  display: flex; align-items: center; gap: 10px;
}
.search-result-item:hover { background: rgba(0,229,200,0.08); }
.search-result-item .icon { font-size: 1.2rem; }
.search-result-item .name { font-weight: 600; font-size: 0.9rem; }
.search-result-item .desc { font-size: 0.78rem; color: var(--muted); }

/* ── Calculator Grid (homepage) ─────────────────────────── */
.calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 16px;
}
.calc-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  transition: all var(--transition);
  cursor: pointer;
  text-decoration: none !important;
  display: block;
  position: relative;
  overflow: hidden;
}
.calc-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--teal), var(--blue));
  opacity: 0; transition: opacity var(--transition);
}
.calc-card:hover {
  border-color: rgba(0,229,200,0.3);
  transform: translateY(-3px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.4), var(--glow);
}
.calc-card:hover::before { opacity: 1; }
.calc-card .card-icon { font-size: 2rem; margin-bottom: 12px; display: block; }
.calc-card .card-title { font-size: 1rem; font-weight: 700; color: var(--text); margin-bottom: 6px; }
.calc-card .card-desc { font-size: 0.82rem; color: var(--muted); line-height: 1.5; }
.calc-card .card-badge {
  position: absolute; top: 12px; right: 12px;
  background: rgba(0,229,200,0.12); border: 1px solid rgba(0,229,200,0.25);
  color: var(--teal); font-size: 0.68rem; font-weight: 700;
  padding: 2px 8px; border-radius: 10px; text-transform: uppercase; letter-spacing: 0.05em;
}
.section-label {
  font-size: 0.75rem; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--teal); margin-bottom: 12px;
  display: flex; align-items: center; gap: 8px;
}
.section-label::before { content: ''; display: block; width: 24px; height: 2px; background: var(--teal); }

/* ── Calculator Page Layout ─────────────────────────────── */
.calc-page-hero {
  padding: 40px 20px 30px;
  background: linear-gradient(180deg, rgba(0,229,200,0.05) 0%, transparent 100%);
  border-bottom: 1px solid var(--border);
}
.calc-page-hero h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); margin-bottom: 8px; }
.calc-page-hero p { font-size: 1rem; }

.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: start;
  padding: 30px 0;
}
@media (max-width: 768px) {
  .calc-layout { grid-template-columns: 1fr; }
}

/* ── Input Panel ────────────────────────────────────────── */
.input-panel {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}
.input-section { margin-bottom: 24px; }
.input-section-title {
  font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--muted2);
  margin-bottom: 16px; padding-bottom: 8px;
  border-bottom: 1px solid var(--border);
}
.field { margin-bottom: 16px; }
.field label {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.85rem; font-weight: 600; color: var(--text);
  margin-bottom: 6px;
}
.field label .val { color: var(--teal); font-weight: 700; }
.input-wrap {
  position: relative; display: flex; align-items: center;
}
.input-wrap .prefix, .input-wrap .suffix {
  position: absolute; font-size: 0.9rem; color: var(--muted2); font-weight: 600;
  pointer-events: none;
}
.input-wrap .prefix { left: 12px; }
.input-wrap .suffix { right: 12px; }
.input-wrap input[type="number"],
.input-wrap input[type="text"] {
  width: 100%; padding: 11px 36px 11px 28px;
  background: var(--bg3); border: 1px solid var(--border);
  border-radius: var(--radius-sm); color: var(--text);
  font-size: 0.95rem; font-weight: 600; outline: none;
  transition: all var(--transition);
  -moz-appearance: textfield;
}
.input-wrap input::-webkit-outer-spin-button,
.input-wrap input::-webkit-inner-spin-button { -webkit-appearance: none; }
.input-wrap input:focus {
  border-color: var(--teal); box-shadow: 0 0 0 3px rgba(0,229,200,0.1);
}
.input-wrap.no-prefix input { padding-left: 12px; }
.input-wrap.no-suffix input { padding-right: 12px; }

/* Range slider */
.range-wrap { margin-top: 6px; }
input[type="range"] {
  width: 100%; height: 4px; border-radius: 2px;
  background: var(--bg3); outline: none; cursor: pointer;
  -webkit-appearance: none; appearance: none;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 18px; height: 18px;
  border-radius: 50%; background: var(--teal); cursor: pointer;
  box-shadow: 0 0 8px rgba(0,229,200,0.5);
  transition: transform var(--transition);
}
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.2); }
input[type="range"]::-webkit-slider-runnable-track {
  height: 4px; border-radius: 2px;
}

/* Term buttons */
.term-btns { display: flex; gap: 8px; flex-wrap: wrap; }
.term-btn {
  padding: 8px 14px; border-radius: var(--radius-sm);
  background: var(--bg3); border: 1px solid var(--border);
  color: var(--muted); font-size: 0.82rem; font-weight: 600;
  cursor: pointer; transition: all var(--transition);
}
.term-btn:hover { border-color: var(--teal); color: var(--teal); }
.term-btn.active {
  background: rgba(0,229,200,0.12); border-color: var(--teal); color: var(--teal);
}

/* ── Result Panel ───────────────────────────────────────── */
.result-panel {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  position: sticky; top: 80px;
}
.result-hero {
  background: linear-gradient(135deg, var(--bg3), var(--card2));
  padding: 28px; text-align: center;
  border-bottom: 1px solid var(--border);
}
.result-label { font-size: 0.75rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 8px; }
.result-amount {
  font-size: clamp(2.5rem, 6vw, 3.8rem); font-weight: 900;
  color: var(--teal); line-height: 1;
  font-variant-numeric: tabular-nums;
  transition: all 0.3s ease;
}
.result-amount.updating { transform: scale(0.97); opacity: 0.7; }
.result-sub { font-size: 0.85rem; color: var(--muted); margin-top: 8px; }

.chart-wrap { padding: 20px; display: flex; justify-content: center; }
canvas { max-width: 220px; max-height: 220px; }

.result-breakdown { padding: 0 20px 20px; }
.breakdown-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 0; border-bottom: 1px solid var(--border);
  font-size: 0.88rem;
}
.breakdown-row:last-child { border-bottom: none; }
.breakdown-row .bd-label { color: var(--muted); display: flex; align-items: center; gap: 8px; }
.breakdown-row .bd-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }
.breakdown-row .bd-value { font-weight: 700; color: var(--text); }
.breakdown-row .bd-value.red { color: var(--red); }
.breakdown-row .bd-value.teal { color: var(--teal); }
.breakdown-row .bd-value.orange { color: var(--orange); }

/* ── Term Comparison Table ──────────────────────────────── */
.comparison-table {
  width: 100%; border-collapse: collapse; font-size: 0.85rem;
  margin-top: 8px;
}
.comparison-table th {
  text-align: left; padding: 10px 12px;
  font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--muted2);
  border-bottom: 1px solid var(--border);
}
.comparison-table td {
  padding: 10px 12px; border-bottom: 1px solid rgba(255,255,255,0.04);
  transition: background var(--transition);
}
.comparison-table tr:hover td { background: rgba(255,255,255,0.02); }
.comparison-table tr.active td { background: rgba(0,229,200,0.06); }
.comparison-table tr.active td:first-child { border-left: 2px solid var(--teal); }
.comparison-table .td-payment { font-weight: 700; color: var(--text); }
.comparison-table .td-interest { color: var(--red); }
.comparison-table .td-total { color: var(--muted); }

/* ── Amortization Table ─────────────────────────────────── */
.amort-toggle {
  width: 100%; padding: 14px 20px;
  background: var(--bg3); border: 1px solid var(--border);
  border-radius: var(--radius-sm); color: var(--text);
  font-size: 0.88rem; font-weight: 600; cursor: pointer;
  display: flex; align-items: center; justify-content: space-between;
  transition: all var(--transition); margin-top: 20px;
}
.amort-toggle:hover { border-color: var(--teal); color: var(--teal); }
.amort-toggle .arrow { transition: transform var(--transition); }
.amort-toggle.open .arrow { transform: rotate(180deg); }

.amort-wrap {
  display: none; overflow-x: auto; margin-top: 12px;
  border: 1px solid var(--border); border-radius: var(--radius-sm);
}
.amort-wrap.show { display: block; }
.amort-table {
  width: 100%; border-collapse: collapse; font-size: 0.8rem;
  min-width: 500px;
}
.amort-table th {
  padding: 10px 12px; background: var(--bg3);
  font-size: 0.7rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.08em; color: var(--muted2);
  border-bottom: 1px solid var(--border); text-align: right;
}
.amort-table th:first-child { text-align: left; }
.amort-table td {
  padding: 8px 12px; border-bottom: 1px solid rgba(255,255,255,0.03);
  text-align: right; color: var(--muted);
}
.amort-table td:first-child { text-align: left; color: var(--text); font-weight: 600; }
.amort-table .td-principal { color: var(--teal); }
.amort-table .td-interest { color: var(--orange); }
.amort-table .td-balance { color: var(--text); }
.amort-table tr:hover td { background: rgba(255,255,255,0.02); }

/* ── Info Section (below calculator) ───────────────────── */
.info-section {
  background: var(--bg2); border-top: 1px solid var(--border);
  padding: 60px 0;
}
.info-section h2 { margin-bottom: 20px; }
.info-section h3 { font-size: 1rem; color: var(--text); margin: 24px 0 8px; }
.info-section p, .info-section li { font-size: 0.92rem; color: var(--muted); line-height: 1.75; }
.info-section ul { padding-left: 20px; }
.info-section ul li { margin-bottom: 6px; }

/* FAQ */
.faq-list { margin-top: 20px; }
.faq-item {
  border: 1px solid var(--border); border-radius: var(--radius-sm);
  margin-bottom: 8px; overflow: hidden;
}
.faq-q {
  padding: 16px 20px; font-weight: 600; font-size: 0.9rem;
  cursor: pointer; display: flex; justify-content: space-between; align-items: center;
  transition: background var(--transition);
}
.faq-q:hover { background: rgba(255,255,255,0.03); }
.faq-q .faq-arrow { color: var(--teal); transition: transform var(--transition); }
.faq-q.open .faq-arrow { transform: rotate(180deg); }
.faq-a {
  display: none; padding: 0 20px 16px;
  font-size: 0.88rem; color: var(--muted); line-height: 1.7;
}
.faq-a.show { display: block; }

/* ── Related Calculators ────────────────────────────────── */
.related-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 12px;
}
.related-card {
  background: var(--card); border: 1px solid var(--border);
  border-radius: var(--radius-sm); padding: 16px;
  transition: all var(--transition); text-decoration: none !important;
  display: flex; align-items: center; gap: 12px;
}
.related-card:hover {
  border-color: rgba(0,229,200,0.3); transform: translateY(-2px);
}
.related-card .r-icon { font-size: 1.5rem; flex-shrink: 0; }
.related-card .r-name { font-size: 0.85rem; font-weight: 600; color: var(--text); }
.related-card .r-desc { font-size: 0.75rem; color: var(--muted); }

/* ── CTA Banner ─────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, rgba(0,229,200,0.08), rgba(79,142,247,0.08));
  border: 1px solid rgba(0,229,200,0.2);
  border-radius: var(--radius); padding: 48px 40px;
  text-align: center;
}
.cta-banner h2 { margin-bottom: 12px; }
.cta-banner p { margin-bottom: 28px; }

/* ── Buttons ────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px; border-radius: 50px;
  font-size: 0.9rem; font-weight: 700; cursor: pointer;
  transition: all var(--transition); border: none; text-decoration: none !important;
}
.btn-teal { background: var(--teal); color: #0a0e1a; }
.btn-teal:hover { background: var(--green); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,229,200,0.3); color: #0a0e1a !important; }
.btn-outline {
  background: transparent; color: var(--teal) !important;
  border: 1px solid rgba(0,229,200,0.4);
}
.btn-outline:hover { background: rgba(0,229,200,0.08); border-color: var(--teal); }

/* ── Footer ─────────────────────────────────────────────── */
footer {
  background: var(--bg2); border-top: 1px solid var(--border);
  padding: 50px 20px 30px;
}
.footer-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px;
}
.footer-brand p { font-size: 0.85rem; color: var(--muted); margin-top: 12px; max-width: 280px; }
.footer-col h4 { font-size: 0.8rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted2); margin-bottom: 14px; }
.footer-col a { display: block; font-size: 0.85rem; color: var(--muted); padding: 3px 0; }
.footer-col a:hover { color: var(--teal); }
.footer-bottom {
  max-width: 1200px; margin: 30px auto 0;
  padding-top: 24px; border-top: 1px solid var(--border);
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.8rem; color: var(--muted2); flex-wrap: wrap; gap: 12px;
}
.footer-bottom a { color: var(--muted2); }
.footer-bottom a:hover { color: var(--teal); }

/* ── Feature Badges ─────────────────────────────────────── */
.feature-badges {
  display: flex; gap: 12px; flex-wrap: wrap; margin-top: 20px;
}
.feature-badge {
  display: flex; align-items: center; gap: 6px;
  background: var(--card2); border: 1px solid var(--border);
  border-radius: 20px; padding: 6px 14px;
  font-size: 0.78rem; font-weight: 600; color: var(--muted);
}
.feature-badge .dot { color: var(--teal); }

/* ── Animations ─────────────────────────────────────────── */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes countUp {
  from { opacity: 0; transform: scale(0.9); }
  to   { opacity: 1; transform: scale(1); }
}
.fade-in { animation: fadeInUp 0.5s ease forwards; }
.count-anim { animation: countUp 0.3s ease forwards; }

/* ── Responsive ─────────────────────────────────────────── */
@media (max-width: 900px) {
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .footer-inner { grid-template-columns: 1fr; }
  .hero { padding: 60px 20px 50px; }
  .hero-stats { gap: 24px; }
  .calc-layout { grid-template-columns: 1fr; }
  .result-panel { position: static; }
  nav .nav-links { display: none; }
}

/* ── Utility ────────────────────────────────────────────── */
.text-center { text-align: center; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-40 { margin-top: 40px; }
.mb-8  { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-40 { margin-bottom: 40px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
@media (max-width: 768px) { .two-col { grid-template-columns: 1fr; } }

/* ── Options P/L specific ───────────────────────────────── */
.pl-result-positive { color: var(--teal); }
.pl-result-negative { color: var(--red); }
.scenario-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(160px, 1fr)); gap: 10px; margin-top: 12px; }
.scenario-card {
  background: var(--bg3); border: 1px solid var(--border);
  border-radius: var(--radius-sm); padding: 14px; text-align: center;
}
.scenario-card .sc-price { font-size: 0.78rem; color: var(--muted); margin-bottom: 4px; }
.scenario-card .sc-pl { font-size: 1.1rem; font-weight: 800; }
.scenario-card.positive { border-color: rgba(0,229,200,0.25); }
.scenario-card.negative { border-color: rgba(239,68,68,0.25); }

/* ── Bar chart for compound interest ───────────────────── */
.bar-chart-wrap { padding: 20px; }
#growthChart { max-height: 260px; }